
A - B - C -
D - E - F -
G - H - I -
J - K
- L - M - N -
O - P - Q -
R - S - T -
U - V - W -
Y - Z
A/C- An abbreviation for air conditioner or
air conditioning.
A/C Condenser- The outside fan unit of the Air Conditioning
system. It removes the heat from the freon gas and "turns" the
gas back into a liquid and pumps the liquid back to the coil in
the furnace.
A/C Disconnect- The main electrical ON-OFF switch near the A/C
Condenser.
Aerator- The round screened screw-on tip of a sink spout. It
mixes water and air for a smooth flow.
Aggregate- A mixture of sand and stone and a major component of
concrete.
Air space - The area between insulation facing and interior of
exterior wall coverings. Normally a 1" air gap.
Allowance(s) - A sum of money set aside in the construction
contract for items which have not been selected and specified in
the construction contract. For example, selection of tile as a
flooring may require an allowance for an underlayment material,
or an electrical allowance which sets aside an amount of money
to be spent on electrical fixtures.
Amortization - A payment plan by which a loan is reduced through
monthly payments of principal and interest.
Anchor bolts- Bolts to secure a wooden sill plate to concrete ,
or masonry floor or wall.
Annual Percentage Rate (APR)- Annual cost of credit over the
life of a loan, including interest, service charges, points,
loan fees, mortgage insurance, and other items.
Appraisal - An expert valuation of property.
Apron - A trim board that is installed beneath a window sill
Architect - One who has completed a course of study in building
and design, and is licensed by the state as an architect. One
who draws up plans.
Area wells- Corrugated metal or concrete barrier walls installed
around a basement window to hold back the earth
Assessment - A tax levied on a property, or a value placed on
the worth of a property.
Assumption - Allows a buyer to assume responsibility for an
existing loan instead of getting a new loan.
Astragal- A molding, attached to one of a pair of swinging
double doors, against which the other door strikes. Attic access- An opening that is placed in the drywalled ceiling
of a home providing access to the attic.
Attic Ventilators- In houses, screened openings provided to
ventilate an attic space. Top of
Page Back Charge- Billings for work performed or costs incurred by
one party that, in accordance with the agreement, should have
been performed or incurred by the party to whom billed. Owners
bill back charges to general contractors, and general
contractors bill back charges to subcontractors. Examples of
back charges include charges for cleanup work or to repair
something damaged by another subcontractor, such as a tub chip
or broken window.
Backfill - The replacement of excavated earth into a trench
around or against a basement /crawl space foundation wall.
Backing - Frame lumber installed between the wall studs to give
additional support for drywall or an interior trim related item,
such as handrail brackets, cabinets, and towel bars. In this
way, items are screwed and mounted into solid wood rather than
weak drywall that may allow the item to break loose from the
wall. Carpet backing holds the pile fabric in place.
Backout - Work the framing contractor does after the mechanical
subcontractors (Heating-Plumbing-Electrical) finish their phase
of work at the Rough (before insulation) stage to get the home
ready for a municipal frame inspection. Generally, the framing
contractor repairs anything disturbed by others and completes
all framing necessary to pass a Rough Frame Inspection.
Ballast - A transformer that steps up the voltage in a florescent
lamp.
Balloon - A loan that has a series of monthly payments with the
remaining balance due in a large lump sum payment at the end.
Balloon framed wall - Framed walls (generally over 10' tall) that
run the entire vertical length from the floor sill plate to the
roof. This is done to eliminate the need for a gable end truss.
Balusters - Vertical members in a railing used between a top rail
and bottom rail or the stair treads. Sometimes referred to as
'pickets' or 'spindles'.
Balustrade - The rail, posts and vertical balusters along the
edge of a stairway or elevated walkway.
Barge - Horizontal beam rafter that supports shorter rafters.
Barge board - A decorative board covering the projecting rafter
(fly rafter) of the gable end. At the cornice, this member is a
fascia board.
Base or baseboard - A trim board placed against the wall around
the room next to the floor.
Basement window inserts - The window frame and glass unit that is
installed in the window buck.
Base shoe - Molding used next to the floor on interior base
board. Sometimes called a carpet strip.
Bat - A half-brick.
Batt - A section of fiber-glass or rock-wool insulation
measuring 15 or 23 inches wide by four to eight feet long and
various thickness'. Sometimes "faced" (meaning to have a paper
covering on one side) or "unfaced" (without paper).
Batten - Narrow strips of wood used to cover joints or as
decorative vertical members over plywood or wide boards.
Bay window - Any window space projecting outward from the walls
of a building, either square or polygonal in plan.
Beam - A structural member transversely supporting a load. A
structural member carrying building loads (weight) from one
support to another. Sometimes called a "girder".
Bearing partition - A partition that supports any vertical load
in addition to its own weight.
Bearing point - A point where a bearing or structural weight is
concentrated and transferred to the foundation
Bearing wall - A wall that supports any vertical load in addition
to its own weight.
Bearing header -
- A beam placed perpendicular to joists and to which joists
are nailed in framing for a chimney, stairway, or other
opening.
- A wood lintel.
- The horizontal structural
member over an opening (for example over a door or window).
Bedrock- A subsurface layer of earth that is suitable to support
a structure.
Bid- A formal offer by a contractor, in accordance with
specifications for a project, to do all or a phase of the work
at a certain price in accordance with the terms and conditions
stated in the offer.
Bid bond- A bond issued by a surety on behalf of a contractor
that provides assurance to the recipient of the contractor's bid
that, if the bid is accepted, the contractor will execute a
contract and provide a performance bond. Under the bond, the
surety is obligated to pay the recipient of the bid the
difference between the contractor's bid and the bid of the next
lowest responsible bidder if the bid is accepted and the
contractor fails to execute a contract or to provide a
performance bond.
Bid security- Funds or a bid bond submitted with a bid as a
guarantee to the recipient of the bid that the contractor, if
awarded the contract, will execute the contract in accordance
with the bidding requirements of the contract documents.
Bid shopping- A practice by which contractors, both before and
after their bids are submitted, attempt to obtain prices from
potential subcontractors and material suppliers that are lower
than the contractors' original estimates on which their bids are
based, or after a contract is awarded, seek to induce
subcontractors to reduce the subcontract price included in the
bid.
Bidding requirements- The procedures and conditions for the
submission of bids. The requirements are included ion documents,
such as the notice to bidders, advertisements for bids,
instructions to bidders, invitations to bid, and sample bid
forms.
Bifold door- Doors that are hinged in the middle for opening in
a smaller area than standard swing doors. Often used for closet
doors.
Binder- A receipt for a deposit to secure the right to purchase
a home at an agreed terms by a buyer and seller.
Bipass doors- Doors that slide by each other and commonly used
as closet doors.
Blankets- Fiber-glass or rock-wool insulation that comes in long
rolls 15 or 23 inches wide.
Blocked (door blocking)- Wood shims used between the door frame
and the vertical structural wall framing members.
Blocked (rafters)- Short "2 by 4's" used to keep rafters from
twisting, and installed at the ends and at mid-span.
Blocking- Small wood pieces to brace framing members or to
provide a nailing base for gypsum board or paneling.
Block out- To install a box or barrier within a foundation wall
to prevent the concrete from entering an area. For example,
foundation walls are sometimes "blocked" in order for mechanical
pipes to pass through the wall, to install a crawl space door,
and to depress the concrete at a garage door location.
Blow insulation- Fiber insulation in loose form and used to
insulate attics and existing walls where framing members are not
exposed.
Blue print(s) - A type of copying method often used for
architectural drawings. Usually used to describe the drawing of
a structure which is prepared by an architect or designer for
the purpose of design and planning, estimating, securing permits
and actual construction.
Blue stake- Another phrase for Utility Notification. This is
when a utility company (telephone, gas, electric, cable TV,
sewer and water, etc) comes to the job site and locates and
spray paints the ground and/or installs little flags to show
where their service is located underground.
Blow insulation- Fiber insulation in loose form and used to
insulate attics and existing walls where framing members are not
exposed.
Board foot- A unit of measure for lumber equal to 1 inch thick
by 12 inches wide by 12 inches long. Examples: 1" x 12" x 16' =
16 board feet, 2" x 12" x 16' = 32 board feet
Bond or bonding - An amount of money (usually $5,000-$10,000)
which must be on deposit with a governmental agency in order to
secure a contractor's license. The bond may be used to pay for
the unpaid bills or disputed work of the contractor. Not to be
confused with a 'performance bond'. Such bonds are rarely used
in residential construction, they are an insurance policy which
guarantees proper completion of a project.
Boom- A truck used to hoist heavy material up and into place. To
put trusses on a home or to set a heavy beam into place.
Bottom chord - The lower or bottom horizontal member of a truss.
Bottom plate- The "2 by 4's or 6's" that lay on the subfloor
upon which the vertical studs are installed. Also called the
'sole plate'.
Brace- An inclined piece of framing lumber applied to wall or
floor to strengthen the structure. Often used on walls as
temporary bracing until framing has been completed.
Breaker panel- The electrical box that distributes electric
power entering the home to each branch circuit (each plug and
switch) and composed of circuit breakers.
Brick ledge- Part of the foundation wall where brick (veneer)
will rest.
Brick lintel- The metal angle iron that brick rests on,
especially above a window, door, or other opening.
Brick mold-Trim used around an exterior door jamb that siding
butts to.
Brick tie- A small, corrugated metal strip @ 1" X 6"- 8" long
nailed to wall sheeting or studs. They are inserted into the
grout mortar joint of the veneer brick, and holds the veneer
wall to the sheeted wall behind it.
Brick veneer- A vertical facing of brick laid against and
fastened to sheathing of a framed wall or tile wall
construction.
Bridging- Small wood or metal members that are inserted in a
diagonal position between the floor joists or rafters at
mid-span for the purpose of bracing the joists/rafters &
spreading the load.
Buck- Often used in reference to rough frame opening members.
Door bucks used in reference to metal door frame. See Window
Bucks
Builder's Risk Insurance- Insurance coverage on a construction
project during construction, including extended coverage that
may be added for the contract for the customer's protections.
Building codes- Community ordinances governing the manner in
which a home may be constructed or modified.
Building insurance- Insurance covering the structure of the
building.
Building paper- A general term for papers, felts, and similar
sheet materials used in buildings without reference to their
properties or uses. Generally comes in long rolls.
Built-up roof- A roofing composed of three to five layers of
asphalt felt laminated with coal tar, pitch, or asphalt. The top
is finished with crushed slag or gravel. Generally used on flat
or low-pitched roofs.
Bull nose (drywall)- Rounded drywall corners.
Bundle - A package of shingles. Normally, there are 3 bundles
per square and 27 shingles per bundle.
Butt edge- The lower edge of the shingle tabs.
Butt hinge- The most common type. One leaf attaches to the
door's edge, the other to its jamb.
Butt joint- The junction where the ends of two timbers meet, and
also where sheets of drywall meet on the 4 foot edge. To place
materials end-to-end or end-to-edge without overlapping.
Buy down- A subsidy (usually paid by a builder or developer) to
reduce monthly payments on a mortgage. By fold door- Doors that are hinged in the middle for opening in
a smaller area than standard swing doors. Often used for closet
doors. By pass doors- Doors that slide by each other and commonly used
as closet doors.
Top of
Page
CO- An abbreviation for "Certificate of Occupancy". This
certificate is issued by the local municipality and is required
before anyone can occupy and live within the home. It is issued
only after the local municipality has made all inspections and
all monies and fees have been paid.
Caisson- A 10" or 12" diameter hole drilled into the earth and
embedded into bedrock 3 - 4 feet. The structural support for a
type of foundation wall, porch, patio, monopost, or other
structure. Two or more "sticks" of reinforcing bars (rebar) are
inserted into and run the full length of the hole and concrete
is poured into the caisson hole
Cantilever- An overhang. Where one floor extends beyond and over
a foundation wall. For example at a fireplace location or bay
window cantilever. Normally, not extending over 2 feet.
Cantilevered void- Foundation void material used in unusually
expansive soils conditions. This void is "trapezoid" shaped and
has vertical sides of 6" and 4" respectively.
Cap- The upper member of a column, pilaster, door cornice,
molding, or fireplace.
Cap flashing- The portion of the flashing attached to a vertical
surface to prevent water from migrating behind the base
flashing.
Capital- The principal part of a loan, i.e. the original amount
borrowed.
Capital and interest- A repayment loan and the most conventional
form of home loan. The borrower pays an amount each month to
cover the amount borrowed (or capital or principal) plus the
interest charged on capital.
Capped rate- The mortgage interest rate will not exceed a
specified value during a certain period of time, but it will
fluctuate up and down below that level.
Casement- Frames of wood or metal enclosing part (or all) of a
window sash. May beopened by means of hinges affixed to the
vertical edges.
Casement Window- A window with hinges on one of the vertical
sides and swings open like a normal door
Casing- Wood trim molding installed around a door or window
opening.
Caulking-
-
A flexible material used to seal a gap between
two surfaces e.g. between pieces of siding or the corners in tub
walls.
-
To fill a joint with mastic or asphalt plastic
cement to prevent leaks.
CCA (Chromated Copper Arsenate)- A pesticide that is forced into
wood under high pressure to protect it from termites, other wood
boring insects, and decay caused by fungus
Celotex ™- Black fibrous board that is used as exterior sheething.
Ceiling joist- One of a series of parallel framing members used
to support ceiling loads and supported in turn by larger beams,
girders or bearing walls. Also called roof joists.
Cement- The gray powder that is the "glue" in concrete. Portland
cement. Also, any adhesive.
Ceramic tile- A man-made or machine-made clay tile used to
finish a floor or wall. Generally used in bathtub and shower
enclosures and on counter tops.
CFM (cubic feet per minute)- A rating that expresses the amount
of air a blower or fan can move. The volume of air (measured in
cubic feet) that can pass through an opening in one minute.
Chair rail- Interior trim material installed about 3-4 feet up
the wall, horizontally.
Chalk line- A line made by snapping a taut string or cord dusted
with chalk. Used for alignment purposes.
Change order- A written document which modifies the plans and
specifications and/or the price of the construction Contract.
Chase- A framed enclosed space around a flue pipe or a channel
in a wall, or through a ceiling for something to lie in or pass
through.
Chink- To install fiberglass insulation around all exterior door
and window frames, wall corners, and small gaps in the exterior
wall.
Chip Board- A manufactured wood panel made out of 1"- 2" wood
chips and glue. Often used as a substitute for plywood in the
exterior wall and roof sheathing. Also called OSB (Oriented
Strand Board) or wafer board.
Circuit- The path of electrical flow from a power source through
an outlet and back to ground.
Circuit Breaker- A device which looks like a switch and is
usually located inside the electrical breaker panel or circuit
breaker box. It is designed to (1) shut of the power to portions
or all of the house and (2) to limit the amount of power flowing
through a circuit (measured in amperes). 110 volt household
circuits require a fuse or circuit breaker with a rating of 15
or a maximum of 20 amps. 220 volt circuits may be designed for
higher amperage loads e.g. a hot water heater may be designed
for a 30 amp load and would therefore need a 30 amp fuse or
breaker.
Class "A"- Optimum fire rating issued by Underwriter's
Laboratories on roofing. The building codes in some areas
require this type of roofing for fire safety.
Class "C"- Minimum fire rating issued by the Underwriters'
Laboratories for roofing materials.
Clean out- An opening providing access to a drain line. Closed
with a threaded plug.
Clip ties- Sharp, cut metal wires that protrude out of a
concrete foundation wall (that at one time held the foundation
form panels in place).
Cold air return- The ductwork (and related grills) that carries
room air back to the furnace for re-heating.
Collar- Preformed flange placed over a vent pipe to seal the
roofing above the vent pipe opening. Also called a vent sleeve.
Collar beam- Nominal 1- or 2-inch-thick members connecting
opposite roof rafters. They serve to stiffen the roof structure.
Column- A vertical structural compression member which supports
loads.
Combustion air- The duct work installed to bring fresh, outside
air to the furnace and/or hot water heater. Normally 2 separate
supplies of air are brought in: One high and One low.
Combustion chamber- The part of a boiler, furnace or woodstove
where the burn occurs; normally lined with firebrick or molded
or sprayed insulation.
Compression web- A member of a truss system which connects the
bottom and top chords and which provides downward support.
Compressor- A mechanical device that pressurizes a gas in order
to turn it into a liquid, thereby allowing heat to be removed or
added. A compressor is the main component of conventional heat
pumps and air conditioners. In an air conditioning system, the
compressor normally sits outside and has a large fan (to remove
heat).
Concrete- The mixture of Portland cement, sand, gravel, and
water. Used to make garage and basement floors, sidewalks,
patios, foundation walls, etc. It is commonly reinforced with
steel rods (rebar) or wire screening (mesh).
Concrete block - A hollow concrete 'brick' often 8" x 8" x 16"
in size.
Concrete board - A panel made out of concrete and fiberglass
usually used as a tile backing material.
Condensate line- The copper pipe that runs from the outside air
conditioning condenser to the inside furnace ( where the a/c
coil is located).
Condensation- Beads or drops of water (and frequently frost in
extremely cold weather) that accumulate on the inside of the
exterior covering of a building. Use of louvers or attic
ventilators will reduce moisture condensation in attics. A vapor
barrier under the gypsum lath or dry wall on exposed walls will
reduce condensation.
Condensing unit - The outdoor component of a cooling system. It
includes a compressor and condensing coil designed to give off
heat.
Conditions, Convenants, and Restrictions (CC and Rs) - The
standards that define how a property may be used and the
protections the developer makes for the benefit of all owners in
a subdivision.
Conduction- The direct transfer of heat energy through a
material.
Conductivity- The rate at which heat is transmitted through a
material.
Conduit, electrical- A pipe, usually metal, in which wire is
installed.
Construction Contract - A legal document which specifies the
what-when-where-how-how much and by whom in a construction
project. A good construction contract will include:
- The
contractors registration number.
- A statement of work quality such as 'Standard Practices of
the Trades' or 'according to Manufacturers Specifications'.
- A set of Blue Prints or Plans
- A construction timetable including starting and completion
dates.
- A set of Specifications
- A Fixed Price for the work, or a Time and Materials formula.
- A Payment Schedule.
- Any Allowances.
- A clause which outlines how any disputes will be resolved.
- A written Warrantee.
Construction drywall- A type of construction in which the
interior wall finish is applied in a dry condition, generally in
the form of sheet materials or wood paneling as contrasted to
plaster.
Construction, frame- A type of construction in which the
structural components are wood or depend upon a wood frame for
support.
Continuity tester- A device that tells whether a circuit is
capable of carrying electricity.
Contractor- A company licensed to perform certain types of
construction activities. In most states, the generals
contractor's license and some specialty contractor's licenses
don't require of compliance with bonding, workmen's compensation
and similar regulations. Some of the specialty contractor
licenses involve extensive training, testing and/or insurance
requirements. There are various types of contractors: · General
contractor - responsible for the execution, supervision and
overall coordination of a project and may also perform some of
the individual construction tasks. Most general contractors are
not licensed to perform all specialty trades and must hire
specialty contractors for such tasks, e.g. electrical, plumbing.
- Remodeling contractor - a general contractor who specializes
in remodeling work.
- Specialty contractor - licensed to perform a specialty task
e.g. electrical, side sewer, asbestos abatement.
- Sub contractor - a general or specialty contractor who works
for another general contractor.
Control joint- Tooled, straight grooves made on concrete floors
to "control" where the concrete should crack
Convection- Currents created by heating air, which then rises
and pulls cooler air behind it. Also see radiation.
Conventional loan - A mortgage loan not insured by a government
agency (such as FHA or VA)
Convertibility - The ability to change a loan from an adjustable
rate schedule to a fixed rate schedule.
Cooling load- The amount of cooling required to keep a building
at a specified temperature during the summer, usually 78° F,
regardless of outside temperature.
Coped- Removing the top and bottom flange of the end(s) of a
metal I-beam. This is done to permit it to fit within, and
bolted to, the web of another I-beam in a "T" arrangement
Coped joint- Cutting and fitting woodwork to an irregular
surface.
Corbel- The triangular, decorative and supporting member that
holds a mantel or horizontal shelf.
Corner bead- A strip of formed sheet metal placed on outside
corners of drywall before applying drywall 'mud'.
Corner boards- Used as trim for the external corners of a house
or other frame structure against which the ends of the siding
are finished.
Corner braces- Diagonal braces at the corners of the framed
structure designed to stiffen and strengthen the wall.
Cornice- Overhang of a pitched roof , usually consisting of a
fascia board, a soffit and appropriate trim moldings.
Counter flashing- A metal flashing usually used on chimneys at
the roofline to cover shingle flashing and used to prevent
moisture entry.
Counterfort- A foundation wall section that strengthens (and
generally perpendicular to) a long section of foundation wall
Course- A row of shingles or roll roofing running the length of
the roof. Parallel layers of building materials such as bricks,
or siding laid up horizontally.
Cove molding- A molding with a concave face used as trim or to
finish interior corners.
Crawl space- A shallow space below the living quarters of a
house, normally enclosed by the foundation wall and having a
dirt floor.
Credit rating- A report ordered by a lender from a credit agency
to determine a borrower's credit habits.
Cricket- A second roof built on top of the primary roof to
increase the slope of the roof or valley. A saddle-shaped,
peaked construction connecting a sloping roof with a chimney.
Designed to encourage water drainage away from the chimney
joint.
Cripple- Short vertical "2 by 4's or 6's" frame lumber installed
above a window or door.
Cross bridging- Diagonal bracing between adjacent floor joists,
placed near the center of the joist span to prevent joists from
twisting.
Cross Tee- Short metal "T" beam used in suspended ceiling
systems to bridge the spaces between the main beams.
Crown molding- A molding used on cornice or wherever an interior
angle is to be covered, especially at the roof and wall corner.
Culvert- Round, corrugated drain pipe (normally 15" or 18" in
diameter) that is installed beneath a driveway and parallel to
and near the street.
Cupping- A type of warping that causes boards to curl up at
their edges.
Curb- The short elevation of an exterior wall above the deck of
a roof. Normally a 2 by 6 box (on the roof) on which a skylight
is attached.
Curb stop- Normally a cast iron pipe with a lid (@ 5" in
diameter) that is placed vertically into the ground, situated
near the water tap in the yard, and where a water cut-off valve
to the home is located (underground). A long pole with a special
end is inserted into the curb stop to turn off/on the water.
Cut-in brace- Nominal 2-inch-thick members, usually 2 by 4's,
cut in between each stud diagonally.
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Dado- A groove cut into a board or panel intended to receive the
edge of a connecting board or panel.
Damper- A metal "door" placed within the fireplace chimney.
Normally closed when the fireplace is not in use.
Dampproofing- The black, tar like waterproofing material applied
to the exterior of a foundation wall.
Daylight- The end of a pipe (the terminal end) that is not
attached to anything.
Dead bolt- An exterior security lock installed on exterior entry
doors that can be activated only with a key or thumb-turn.
Unlike a latch, which has a beveled tongue, dead bolts have
square ends.
Dead light- The fixed, non-operable window section of a window
unit.
Deck, decked- To install the plywood or wafer board sheeting on
the floor joists, rafters, or trusses.
Dedicated circuit- An electrical circuit that serves only one
appliance (ie, dishwasher) or a series of electric heaters or
smoke detectors.
Default- Breach of a mortgage contract (not making the required
payments).
De-humidistat- A control mechanism used to operate a mechanical
ventilation system based upon the relative humidity in the home.
Delamination- Separation of the plies in a panel due to failure
of the adhesive. Usually caused by excessive moisture.
Disconnect- A large (generally 20 Amp) electrical ON-OFF switch.
Discount rate- A mortgage interest rate that is lower than the
current rate for a certain period of time, e.g. 2.00% below
variable rate for 2 years.
Doorjamb, interior- The surrounding case into which and out of
which a door closes and opens. It consists of two upright
pieces, called side jambs, and a horizontal head jamb. These 3
jambs have the "door stop" installed on them.
Door operator- An automatic garage door opener.
Door stop- The wooden style that the door slab will rest upon
when it's in a closed position.
Dormer- An opening in a sloping roof, the framing of which
projects out to form a vertical wall suitable for windows or
other openings.
Double glass- Window or door in which two panes of glass are
used with a sealed air space between. Also known as Insulating
Glass.
Double hung window- A window with two vertically sliding sashes,
both of which can move up and down.
Down payment- The difference between the sales price and the
mortgage amount. A downpayment is usually paid at closing.
Downspout- A pipe, usually of metal, for carrying rainwater down
from the roof's horizontal gutters.
Drain tile- A perforated, corrugated plastic pipe laid at the
bottom of the foundation wall and used to drain excess water
away from the foundation. It prevents ground water from seeping
through the foundation wall. Sometimes called perimeter drain.
Draw- The amount of progress billings on a contract that is
currently available to a contractor under a contract with a
fixed payment schedule.
Drip-
- A member of a cornice or other horizontal exterior
finish course that has a projection beyond the other parts for
throwing off water.
- A groove in the underside of a sill or
drip cap to cause water to drop off on the outer edge instead of
drawing back and running down the face of the building.
Drip cap- A molding or metal flashing placed on the exterior
topside of a door or window frame to cause water to drip beyond
the outside of the frame.
Dry in- To install the black roofing felt (tar paper) on the
roof.
Drywall (or Gypsum Wallboard (GWB), Sheet rock or Plasterboard)-
Wall board or gypsum- A manufactured panel made out of gypsum
plaster and encased in a thin cardboard. Usually 1/2" thick and
4' x 8' or 4' x 12' in size. The panels are nailed or screwed
onto the framing and the joints are taped and covered with a
'joint compound'. 'Green board' type drywall has a greater
resistance to moisture than regular (white) plasterboard and is
used in bathrooms and other "wet areas".
Ducts- The heating system. Usually round or rectangular metal
pipes installed for distributing warm (or cold) air from the
furnace to rooms in the home. Also a tunnel made of galvanized
metal or rigid fiberglass, which carries air from the heater or
ventilation opening to the rooms in a building.
Due-on-sale- A clause in a mortgage contract requiring the
borrower to pay the entire outstanding balance upon sale or
transfer of the property.
Dura board, dura rock- A panel made out of concrete and
fiberglass usually used as a ceramic tile backing material.
Commonly used on bathtub decks. Sometimes called Wonder board
DWV (drain-waste-vent)- The section of a plumbing system that
carries water and sewer gases out of a home.
Top of
Page Earnest Money- A sum paid to the seller to show that a potential
purchaser is serious about buying.
Earthquake Strap- A metal strap used to secure gas hot water
heaters to the framing or foundation of a house. Intended to
reduce the chances of having the water heater fall over in an
earthquake and causing a gas leak.
Easement- A formal contract which allows a party to use another
party's property for a specific purpose. e.g. A sewer easement
might allow one party to run a sewer line through a neighbors
property.
Eaves- The horizontal exterior roof overhang.
Egress- A means of exiting the home. An egress window is
required in every bedroom and basement. Normally a 4' X 4'
window is the minimum size required
Elbow (ell)- A plumbing or electrical fitting that lets you
change directions in runs of pipe or conduit.
Electric lateral- The trench or area in the yard where the
electric service line (from a transformer or pedestal) is
located, or the work of installing the electric service to a
home.
Electric resistance coils- Metal wires that heat up when
electric current passes through them and are used in baseboard
heaters and electric water heaters.
Electrical entrance package- The entry point of the electrical
power including: (1) the 'strike' or location where the overhead
or underground electrical lines connect to the house, (2) The
meter which measures how much power is used and (3) The 'panel'
or 'circuit breaker box ' (or 'fuse box') where the power can be
shut off and where overload devices such a fuses or circuit
breakers and located.
Electrical Rough- Work performed by the Electrical Contractor
after the plumber and heating contractor are complete with their
phase of work. Normally all electrical wires, and outlet,
switch, and fixture boxes are installed (before insulation).
Electrical Trim- Work performed by the electrical contractor
when the house is nearing completion. The electrician installs
all plugs, switches, light fixtures, smoke detectors, appliance
"pig tails", bath ventilation fans, wires the furnace, and
"makes up" the electric house panel. The electrician does all
work necessary to get the home ready for and to pass the
municipal electrical final inspection
Elevation sheet- The page on the blue prints that depicts the
house or room as if a vertical plane were passed through the
structure.
Equity- The "valuation" that you own in your home, i.e. the
property value less the mortgage loan outstanding.
Escrow - The handling of funds or documents by a third party on
behalf of the buyer and/or seller.
Estimate- The amount of labor, materials, and other costs that a
contractor anticipates for a project as summarized in the
contractor's bid proposal for the project.
Escutcheon- An ornamental plate that fits around a pipe
extending through a wall or floor to hide the cut out hole
Estimating- The process of calculating the cost of a project.
This can be a formal and exact process or a quick and imprecise
process.
Evaporator coil- The part of a cooling system that absorbs heat
from air in your home. Also see condensing unit.
Expansion joint- Fibrous material (@1/2" thick) installed in and
around a concrete slab to permit it to move up and down
(seasonally) along the non-moving foundation wall.
Expansive soils- Earth that swells and contracts depending on
the amount of water that is present. ("Betonite" is an expansive
soil).
Exposed aggregate finish- A method of finishing concrete which
washes the cement/sand mixture off the top layer of the
aggregate - usually gravel. Often used in driveways, patios and
other exterior surfaces.
Extras- Additional work requested of a contractor, not included
in the original plan, which will be billed separately and will
not alter the original contract amount, but increase the cost of
building the home.
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FHA strap- Metal straps that are used to repair a bearing wall
"cut-out", and to "tie together" wall corners, splices, and
bearing headers. Also, they are used to hang stairs and landings
to bearing headers.
Face nail- To install nails into the vertical face of a bearing
header or beam.
Faced concrete- To finish the front and all vertical sides of a
concrete porch, step(s), or patio. Normally the "face" is broom
finished.
Facing brick- The brick used and exposed on the outside of a
wall. Usually these have a finished texture.
Fascia- Horizontal boards attached to rafter/truss ends at the
eaves and along gables. Roof drain gutters are attached to the
fascia.
Felt- Tar paper. Installed under the roof shingles. Normally 15
lb. or 30 lb.
Female- Any part, such as a nut or fitting, into which another
(male) part can be inserted. Internal threads are female.
Ferrule- Metal tubes used to keep roof gutters "open". Long
nails (ferrule spikes) are driven through these tubes and hold
the gutters in place along the fascia of the home.
Field measure- To take measurements (cabinets, countertops,
stairs, shower doors, etc.) in the home itself instead of using
the blueprints.
Finger joint- A manufacturing process of interlocking two
shorter pieces of wood end to end to create a longer piece of
dimensional lumber or molding. Often used in jambs and casings
and are normally painted (instead of stained).
Fire block- Short horizontal members sometimes nailed between
studs, usually about halfway up a wall. See also 'Fire stop'.
Fire brick- Brick made of refractory ceramic material which will
resist high temperatures. Used in a fireplace and boiler.
Fireplace chase flashing pan- A large sheet of metal that is
installed around and perpendicular to the fireplace flue pipe.
It's purpose is to confine and limit the spread of fire and
smoke to a small area.
Fire-resistive or Fire rated- Applies to materials that are not
combustible in the temperatures of ordinary fires and will
withstand such fires for at least 1 hour. Drywall used in the
garage and party walls are to be fire rated, 5/8", Type X.
Fire retardant chemical- A chemical or preparation of chemicals
used to reduce the flammability of a material or to retard the
spread of flame.
Fire stop- A solid, tight closure of a concealed space, placed
to prevent the spread of fire and smoke through such a space. In
a frame wall, this will usually consist of 2 by 4 cross blocking
between studs. Work performed to slow the spread of fire and
smoke in the walls and ceiling (behind the drywall). Includes
stuffing wire holes in the top and bottom plates with
insulation, and installing blocks of wood between the wall studs
at the drop soffit line. This is integral to passing a Rough
Frame inspection. See also 'Fire block'.
Fishplate (gusset)- A wood or plywood piece used to fasten the
ends of two members together at a butt joint with nails or
bolts. Sometimes used at the junction of opposite rafters near
the ridge line. Sometimes called a gang nail plate.
Fish tape- A long strip of spring steel used for fishing cables
and for pulling wires through conduit.
Fixed price contract- A contract with a set price for the work.
See Time and Materials Contract.
Fixed rate- A loan where the initial payments are based on a
certain interest rate for a stated period . The rate payable
will not change during this period regardless of changes in the
lender's standard variable rate.
Fixed Rate Mortgage- A mortgage with an interest rate that
remains the same over the years.
Flagstone (flagging or flags)- Flat stones (1 to 4 inches thick)
used for walks, steps, floors, and vertical veneer (in lieu of
brick).
Flakeboard- A manufactured wood panel made out of 1"- 2" wood
chips and glue. Often used as a substitute for plywood in the
exterior wall and roof sheathing. Also called OSB or wafer
board.
Flame retention burner- An oil burner, designed to hold the
flame near the nozzle surface. Generally the most efficient type
for residential use.
Flashing- Sheet metal or other material used in roof and wall
construction to protect a building from water seepage.
Flat mold- Thin wood strips installed over the butt seam of
cabinet skins.
Flat paint- An interior paint that contains a high proportion of
pigment and dries to a flat or lusterless finish.
Flatwork- Common word for concrete floors, driveways, basements,
and sidewalks.
Floating- The next-to-last stage in concrete work, when you
smooth off the job and bring water to the surface by using a
hand float or bull float.
Floating wall- A non-bearing wall built on a concrete floor. It
is constructed so that the bottom two horizontal plates can
compress or pull apart if the concrete floor moves up or down.
Normally built on basements and garage slabs.
Fluorescent lighting- A fluorescent lamp is a gas-filled glass
tube with a phosphur coating on the inside. Gas inside the tube
is ionized by electricity which causes the phosphur coating to
glow. Normally with two pins that extend from each end.
Flue- Large pipe through which fumes escape from a gas water
heater, furnace, or fireplace. Normally these flue pipes are
double walled, galvanized sheet metal pipe and sometimes
referred to as a "B Vent". Fireplace flue pipes are normally
triple walled. In addition, nothing combustible shall be within
one inch from the flue pipe.
Flue collar- Round metal ring which fits around the heat flue
pipe after the pipe passes out of the roof.
Flue damper- An automatic door located in the flue that closes
it off when the burner turns off; purpose is to reduce heat loss
up the flue from the still-warm furnace or boiler.
Flue lining- 2-foot lengths, fire clay or terra-cotta pipe
(round or square) and usually madein all ordinary flue sizes.
Used for the inner lining of chimneys with the brick or masonry
work done around the outside. Flue linings in chimneys runs from
one foot below the flue connection to the top of the chimney.
Fly rafters- End rafters of the gable overhang supported by roof
sheathing and lookouts.
Footer, footing- Continuous 8" or 10" thick concrete pad
installed before and supports the foundation wall or monopost.
Forced air heating - A common form of heating with natural gas,
propane, oil or electricity as a fuel. Air is heated in the
furnace and distributed through a set of metal ducts to various
areas of the house.
Form- Temporary structure erected to contain concrete during
placing and initial hardening.
Foundation- The supporting portion of a structure below the
first floor construction, or below grade, including the
footings.
Foundation ties- Metal wires that hold the foundation wall
panels and rebar in place during the concrete pour.
Foundation waterproofing- High-quality below-grade moisture
protection. Used for below-grade exterior concrete and masonry
wall damp-proofing to seal out moisture and prevent corrosion.
Normally looks like black tar.
Frame Inspection- The act of inspecting the home's structural
integrity and it's complianceto local municipal codes.
Framer-The carpenter contractor that installs the lumber and
erects the frame, flooring system, interior walls, backing,
trusses, rafters, decking, installs all beams, stairs, soffits
and all work related to the wood structure of the home. The
framer builds the home according to the blueprints and must
comply with local building codes and regulations.
Framing- Lumber used for the structural members of a building,
such as studs, joists, and rafters.
Frieze- In house construction a horizontal member connecting the
top of the siding with the soffit of the cornice.
Frost lid- Round metal lid that is installed on a water meter
pit.
Frost line- The depth of frost penetration in soil and/or the
depth at which the earth will freeze and swell. This depth
varies in different parts of the country.
Furring strips- Strips of wood, often 1 X 2 and used to shim out
and provide a level fastening surface for a wall or ceiling.
Fuse- A device often found in older homes designed to prevent
overloads in electrical lines. This protects against fire. See
also 'circuit breakers'.
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GF C I, or G F I- Ground Fault Circuit Interrupter- an ultra
sensitive plug designed to shut off all electric current. Used
in bathrooms, kitchens, exterior waterproof outlets, garage
outlets, and "wet areas". Has a small reset button on the plug.
Gable- The end, upper, triangular area of a home, beneath the
roof.
Gang nail plate- A steel plate attached to both sides at each
joint of a truss. Sometimes called a fishplate or gussett.
Gate valve- A valve that lets you completely stop—but not
modulate—the flow within a pipe.
General Contractor - A contractor who enters into a contract with
the owner of a project for the construction of the project and
who takes full responsibility for its completion, although the
contractor may enter into subcontracts with others for the
performance of specific parts or phases of the project.
Gas lateral- The trench or area in the yard where the gas line
service is located, or the work of installing the gas service to
a home.
Girder- A large or principal beam of wood or steel used to
support concentrated loads at isolated points along its length.
Glazing- The process of installing glass, which commonly is
secured with glazier's points and glazing compound.
Globe valve- A valve that lets you adjust the flow of water to
any rate between fully on and fully off. Also see gate valve.
Gloss enamel- A finishing paint material. Forms a hard coating
with maximum smoothness of surface and dries to a sheen or
luster (gloss)
Glued Laminated Beam (Glulam)- A structural beam composed of
wood laminations or lams. The lams are pressure bonded with
adhesives to attain a typical thickness of 1 ½" . (It looks like
5 or more 2 X 4's are glued together).
Grade- Ground level, or the elevation at any given point. Also
the work of leveling dirt. Also the designated quality of a
manufactured piece of wood.
Grade beam- A foundation wall that is poured @ level with or
just below the grade of theearth. An example is the area where
the 8' or 16' overhead garage door "block out" is located, or a
lower (walk out basement) foundation wall is poured
Graduated Payment Mortgage (GPM) - A fixed-rate, fixed-schedule
loan. It starts with lower payments than a level payment loan;
payments rise annually, with the entire increase being used to
reduce the outstanding balance. The increase in payments may
enable the borrower to pay off a 30-year loan in 15 to 20 years,
or less.
Grain- The direction, size, arrangement, appearance, or quality
of the fibers in wood.
Grid- The completed assembly of main and cross tees in a
suspended ceiling system before the ceiling panels are
installed. Also the decorative slats (munton) installed between
glass panels.
Ground- Refers to electricity's habit of seeking the shortest
route to earth. Neutral wires carry it there in all circuits. An
additional grounding wire or the sheathing of the metal-clad
cable or conduit—protects against shock if the neutral leg is
interrupted.
Ground fault- Ground Fault Circuit Interrupter (GFCI, GFI)- an
ultra sensitive plug designed to shut off all electric current.
Used in bathrooms, kitchens, exterior waterproof outlets, garage
outlets, and "wet areas". Has a small reset button on the plug.
Ground iron- The plumbing drain and waste lines that are
installed beneath the basement floor. Cast iron was once used,
but black plastic pipe (ABS) is now widely used.
Groundwater- Water from an aquifer or subsurface water source.
Grout- A wet mixture of cement, sand and water that flows into
masonry or ceramic crevices to seal the cracks between the
different pieces. Mortar made of such consistency (by adding
water) that it will flow into the joints and cavities of the
masonry work and fill them solid.
Gusset- A flat wood, plywood, or similar type member used to
provide a connection at the intersection of wood members. Most
commonly used at joints of wood trusses. They are fastened by
nails, screws, bolts, or adhesives.
Gutter- A shallow channel or conduit of metal or wood set below
and along the (fascia) eaves of a house to catch and carry off
rainwater from the roof.
Gyp board- Drywall. Wall board or gypsum- A panel (normally 4' X
8', 10', 12', or 16')made with a core of Gypsum (chalk-like)
rock, which covers interior walls and ceilings.
Gypsum plaster- Gypsum formulated to be used with the addition
of sand and water for base-coat plaster.
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H Clip- Small metal clips formed like an "H" that fits at the
joints of two plywood (or wafer board) sheets to stiffen the
joint. Normally used on the roof sheeting.
Hardware- All of the "metal" fittings that go into the home when
it is near completion. For example, door knobs, towel bars,
handrail brackets, closet rods, house numbers, door closers,
etc. The Interior Trim Carpenter installs the "hardware".
Haunch- An extension, knee like protrusion of the foundation
wall that a concrete porch or patio will rest upon for support.
Hazard insurance - Protection against damage caused by fire,
windstorms, or other common hazards. Many lenders require
borrowers to carry it in an amount at least equal to the
mortgage.
Header-
- A beam placed perpendicular to joists and to which
joists are nailed inframing for a chimney, stairway, or other
opening.
- A wood lintel.
- The horizontal structural member over an opening (for
example over a door or window).
Hearth- The fireproof area directly in front of a fireplace. The
inner or outer floor of a fireplace, usually made of brick,
tile, or stone.
Heating load- The amount of heating required to keep a building
at a specified temperature during the winter, usually 65° F,
regardless of outside temperature.
Heat meter- An electrical municipal inspection of the electric
meter breaker panel box.
Heat pump- A mechanical device which uses compression and
decompression of gas to heat and/or cool a house.
Heat Rough- Work performed by the Heating Contractor after the
stairs and interior walls are built. This includes installing
all duct work and flue pipes. Sometimes, the furnace and
fireplaces are installed at this stage of construction.
Heat Trim- Work done by the Heating Contractor to get the home
ready for the municipal Final Heat Inspection. This includes
venting the hot water heater, installing all vent grills,
registers, air conditioning services, turning on the furnace,
installing thermostats, venting ranges and hoods, and all other
heat related work.
Heel cut- A notch cut in the end of a rafter to permit it to fit
flat on a wall and on the top, doubled, exterior wall plate.
Highlights- A light spot, area, or streak on a painted surface.
Hip- A roof with four sloping sides. The external angle formed
by the meeting of two sloping sides of a roof.
Hip roof- A roof that rises by inclined planes from all four
sides of a building.
Home run (electrical)- The electrical cable that carries power
from the main circuit breaker panel to the first electrical box,
plug, or switch in the circuit.
Honey combs- The appearance concrete makes when rocks in the
concrete are visible and where there are void areas in the
foundation wall, especially around concrete foundation windows.
Hose bib- An exterior water faucet (sill cock).
Hot wire- The wire that carries electrical energy to a
receptacle or other device—in contrast to a neutral, which
carries electricity away again. Normally the black wire. Also
see ground.
Humidifier- An appliance normally attached to the furnace, or
portable unit device designed to increase the humidity within a
room or a house by means of the discharge of water vapor.
Hurricane clip- Metal straps that are nailed and secure the roof
rafters and trusses to the top horizontal wall plate. Sometimes
called a Teco clip.
H V A C- An abbreviation for Heat, Ventilation, and Air
Conditioning
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I-beam- A steel beam with a cross section resembling the letter
I. It is used for long spans as basement beams or over wide wall
openings, such as a double garage door, when wall and roof loads
bear down on the opening.
I-joist- Manufactured structural building component resembling
the letter "I". Used as floor joists and rafters. I-joists
include two key parts: flanges and webs. The flange or from of
the I joist may be made of laminated veneer lumber or
dimensional lumber, usually formed into a 1 ½" width. The web or
center of the I-joist is commonly made of plywood or oriented
strand board (OSB). Large holes can be cut in the web to
accommodate duct work and plumbing waste lines. I-joists are
available in lengths up to 60 feet long
Incandescent lamp- A lamp employing an electrically charged
metal filament that glows at white heat. A typical light bulb.
Index- The interest rate or adjustment standard that determines
the changes in monthly payments for an adjustable rate loan.
Infiltration- The passage of air from indoors to outdoors and
vice versa; term is usually associated with drafts from cracks,
seams or holes in buildings.
Inside corner- The point at which two walls form an internal
angle, as in the corner of a room.
Insulating glass- Window or door in which two panes of glass are
used with a sealed air space between. Also known as Double
glass.
Insulation board, rigid- A structural building board made of
coarse wood or cane fiber in ½- and 25/32-inch thickness. It can
be obtained in various size sheets and densities.
Insulation- Any material high in resistance to heat transmission
that, when placed in the walls, ceiling, or floors of a
structure, and will reduce the rate of heat flow.
Interest - The cost paid to a lender for borrowed money.
Interior finish- Material used to cover the interior framed
areas of walls and ceilings
Irrigation- Lawn sprinkler system.
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J Channel- Metal edging used on drywall to give the edge a
better finished appearance when a wall is not "wrapped"
Generally, basement stairway walls have drywall only on the
stair side. J Channel is used on the vertical edge of the last
drywall sheet
Jack post- A type of structural support made of metal, which can
be raised or lowered through a series of pins and a screw to
meet the height required. Basically used as a replacement for an
old supporting member in a building. See Monopost.
Jack rafter- A rafter that spans the distance from the wall
plate to a hip, or from a valley to a ridge.
Jamb- The side and head lining of a doorway, window, or other
opening. Includes studs as well as the frame and trim.
Joint- The location between the touching surfaces of two members
or components joined and held together by nails, glue, cement,
mortar, or other means.
Joint cement or Joint compound- A powder that is usually mixed
with water and used for joint treatment in gypsum-wallboard
finish. Often called "spackle" or drywall mud.
Joint tenancy- A form of ownership in which the tenants own a
property equally. If one dies, the other automatically inherits
the entire property.
Joint trench- When the electric company and telephone company
dig one trench and "drop" both of their service lines in.
Joist- Wooden 2 X 8's, 10's, or 12's that run parallel to one
another and support a floor or ceiling, and supported in turn by
larger beams, girders, or bearing walls.
Joist hanger- A metal "U" shaped item used to support the end of
a floor joist and attached with hardened nails to another
bearing joist or beam.
Jumpers- Water pipe installed in a water meter pit (before the
water meter is installed), or electric wire that is installed in
the electric house panel meter socket before the meter is
installed. This is sometimes illegal.
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Keeper- The metal latch plate in a door frame into which a
doorknob plunger latches.
Keyless- A plastic or porcelain light fixture that operates by a
pull string. Generally found in the basement, crawl space , and
attic areas.
Keyway- A slot formed and poured on a footer or in a foundation
wall when another wall will be installed at the slot location.
This gives additional strength to the joint/meeting point.
Kilowatt (kw)- One thousand watts. A kilowatt hour is the base
unit used in measuring electrical consumption. Also see watt.
King stud- The vertical "2 X's" frame lumber (left and right) of
a window or door opening, and runs continuously from the bottom
sole plate to the top plate.
Knot- In lumber, the portion of a branch or limb of a tree that
appears on the edge or face of the piece.
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Laminated shingles - Shingles that have added dimensionality
because of extra layers or tabs, giving a shake-like appearance.
May also be called "architectural shingles" or
"three-dimensional shingles."
Laminating- Bonding together two or more layers of materials.
Landing- A platform between flights of stairs or at the
termination of a flight of stairs. Often used when stairs change
direction. Normally no less than 3 ft. X 3 ft. square.
Lap- To cover the surface of one shingle or roll with another.
Latch- A beveled metal tongue operated by a spring-loaded knob
or lever. The tongue's bevel lets you close the door and engage
the locking mechanism, if any, without using a key. Contrasts
with dead bolt.
Lateral (electric, gas, telephone, sewer and water)- The
underground trench and related services (i.e., electric, gas,
telephone, sewer and water lines) that will be buried within the
trench.
Lath- A building material of narrow wood, metal, gypsum, or
insulating board that is fastened to the frame of a building to
act as a base for plaster, shingles, or tiles.
Lattice- An open framework of criss-crossed wood or metal strips
that form regular, patterned spaces.
Ledger (for a Structural Floor)- The wooden perimeter frame
lumber member that bolts onto the face of a foundation wall and
supports the wood structural floor.
Ledger strip- A strip of lumber nailed along the bottom of the
side of a girder on which joists rest.
Leech field- A method used to treat/dispose of sewage in rural
areas not accessible to a municipal sewer system. Sewage is
permitted to be filtered and eventually discharged into a
section of the lot called a leech field.
Let-in brace- Nominal 1 inch-thick boards applied into notched
studs diagonally. Also, an "L" shaped, long (@ 10') metal strap
that are installed by the framer at the rough stage to give
support to an exterior wall or wall corner.
Level- True horizontal. Also a tool used to determine level.
Level Payment Mortgage- A mortgage with identical monthly
payments over the life of the loan.
Lien- An encumbrance that usually makes real or personal
property the security for payment of a debt or discharge of an
obligation.
Light- Space in a window sash for a single pane of glass. Also,
a pane of glass.
Limit switch- A safety control that automatically shuts off a
furnace if it gets too hot. Most also control blower cycles.
Lineal foot- A unit of measure for lumber equal to 1 inch thick
by 12 inches wide by 12 inches long. Examples: 1" x 12" x 16' =
16 board feet, 2" x 12" x 16' = 32 board feet.
Lintel- A horizontal structural member that supports the load
over an opening such as a door or window.
Load bearing wall- Includes all exterior walls and any interior
wall that is aligned above a support beam or girder. Normally,
any wall that has a double horizontal top plate.
Loan- The amount to be borrowed.
Loan to value ratio- The ratio of the loan amount to the
property valuation and expressed as a percentage. E.g. if a
borrower is seeking a loan of $200,000 on a property worth
$400,000 it has a 50% loan to value rate. If the loan were
$300,000, the LTV would be 75%. The higher the loan to value,
the greater the lender's perceived risk. Loans above normal
lending LTV ratios may require additional security.
Lookout- A short wood bracket or cantilever that supports an
overhang portion of a roof.
Louver- A vented opening into the home that has a series of
horizontal slats and arranged to permit ventilation but to
exclude rain, snow, light, insects, or other living creatures.
Lumens- Unit of measure for total light output. The amount of
light falling on a surface of one square foot.
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Male- Any part, such as a bolt, designed to fit into another
(female) part. External threads are male.
Mantel- The shelf above a fireplace opening. Also used in
referring to the decorative trim around a fireplace opening.
Manufactured wood- A wood product such as a truss, beam, gluelam,
microlam or joist which is manufactured out of smaller wood
pieces and glued or mechanically fastened to form a larger
piece. Often used to create a stronger member which may use less
wood. See also Oriented Strand Board.
Manufacturer's specifications- The written installation and/or
maintenance instructions which are developed by the manufacturer
of a product and which may have to be followed in order to
maintain the product warrantee.
Masonry- Stone, brick, concrete, hollow-tile, concrete block, or
other similar building units or materials. Normally bonded
together with mortar to form a wall.
Mastic- A pasty material used as a cement (as for setting tile)
or a protective coating (as for thermal insulation or
waterproofing)
Mechanics lien- A lien on real property, created by statue in
many years, in favor of persons supplying labor or materials for
a building or structure, for the value of labor or materials
supplied by them. In some jurisdictions, a mechanics lien also
exists for the value of professional services. Clear title to
the property cannot be obtained until the claim for the labor,
materials, or professional services is settled. Timely filing is
essential to support the encumbrance, and prescribed filing
dates vary by jurisdiction.
Metal lath- Sheets of metal that are slit to form openings
within the lath. Used as a plaster base for walls and ceilings
and as reinforcing over other forms of plaster base.
Microlam- A manufactured structural wood beam. It is constructed
of pressure and adhesive bonded wood strands of wood. They have
a higher strength rating than solid sawn lumber. Normally comes
in l ½" thickness' and 9 ½", 11 ½" and 14" widths
Milar (mylar)- Plastic, transparent copies of a blueprint.
Millwork- Generally all building materials made of finished wood
and manufactured in millwork plants. Includes all doors, window
and door frames, blinds, mantels, panelwork, stairway components
(ballusters, rail, etc.), moldings, and interior trim. Does not
include flooring, ceiling, or siding.
Miter joint- The joint of two pieces at an angle that bisects
the joining angle. For example, the miter joint at the side and
head casing at a door opening is made at a 45° angle.
Molding- A wood strip having an engraved, decorative surface.
Monopost- Adjustable metal column used to support a beam or
bearing point. Normally 11 gauge or Schedule 40 metal, and
determined by the structural engineer
Mortar- A mixture of cement (or lime) with sand and water used
in masonry work.
Mortgage- Loan secured by land.
Mortgage broker - A broker who represents numerous lenders and
helps consumers find affordable mortgages; the broker charges a
fee only if the consumer finds a loan.
Mortgage company - A company that borrows money from a bank,
lends it to consumers to buy homes, then sells the loans to
investors.
Mortgage deed- Legal document establishing a loan on property.
Mortgagee- The lender who makes the mortgage loan.
Mortgage loan- A contract in which the borrower's property is
pledged as collateral. It is repaid in installments. The
mortgagor (buyer) promises to repay principal and interest, keep
the home insured, pay all taxes and keep the property in good
condition.
Mortgage Origination Fee- A charge for work involved in
preparing and servicing a mortgage application (usually one
percent of the loan amount).
Mortise- A slot cut into a board, plank, or timber, usually
edgewise, to receive the tenon (or tongue) of another board,
plank, or timber to form a joint.
Mudsill- Bottom horizontal member of an exterior wall frame
which rests on top a foundation, sometimes called sill plate.
Also sole plate, bottom member of interior wall frame.
Mullion- A vertical divider in the frame between windows, doors,
or other openings.
Muntin- A small member which divides the glass or openings of
sash or doors.
Muriatic acid- Commonly used as a brick cleaner after masonry
work is completed.
Mushroom- The unacceptable occurrence when the top of a caisson
concrete pier spreads out and hardens to become wider than the
foundation wall thickness.
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Nail inspection- An inspection made by a municipal building
inspector after the drywall material is hung with nails and
screws (and before taping).
Natural finish- A transparent finish which does not seriously
alter the original color or grain of the natural wood. Natural
finishes are usually provided by sealers, oils, varnishes, water
repellent preservatives, and other similar materials.
NEC (National Electrical Code)- A set of rules governing safe
wiring methods. Local codes—which are backed by law—may differ
from the NEC in some ways.
Neutral wire- Usually color-coded white, this carries
electricity from an outlet back to the service panel. Also see
hot wire and ground.
Newel post- The large starting post to which the end of a stair
guard railing or balustrade is fastened.
Nonbearing wall- A wall supporting no load other than its own
weight.
Nosing- The projecting edge of a molding or drip or the front
edge of a stair tread.
Notch- A crosswise groove at the end of a board.
Note- A formal document showing the existence of a debt and
stating the terms of repayment.
Nozzle- The part of a heating system that sprays the fuel of
fuel-air mixture into the combustion chamber.
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O C- On Center- The measurement of spacing for studs, rafters,
and joists in a building from the center of one member to the
center of the next.
Oakum- Loose hemp or jute fiber that's impregnated with tar or
pitch and used to caulk large seams or for packing plumbing pipe
joints
Open hole inspection- When an engineer (or municipal inspector)
inspects the open excavation and examines the earth to determine
the type of foundation (caisson, footer, wall on ground, etc.)
that should be installed in the hole.
Oriented Strand Board or OSB- A manufactured 4' X 8' wood panel
made out of 1"- 2" wood chips and glue. Often used as a
substitute for plywood.
Outrigger- An extension of a rafter beyond the wall line.
Usually a smaller member nailed to a larger rafter to form a
cornice or roof overhang.
Outside corner- The point at which two walls form an external
angle, one you usually can walk around.
Overhang- Outward projecting eave-soffit area of a roof; the
part of the roof that hangs out or over the outside wall. See
also Cornice.
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Padding- A material installed under carpet to add foot comfort,
isolate sound, and to prolong carpet life.
Pad out, pack out- To shim out or add strips of wood to a wall
or ceiling in order that the finished ceiling/wall will appear
correct.
Paint- A combination of pigments with suitable thinners or oils
to provide decorative and protective coatings. Can be oil based
or latex water based.
Pallets- Wooden platforms used for storing and shipping
material. Forklifts and hand trucks are used to move these
wooden platforms around.
Panel- A thin flat piece of wood, plywood, or similar material,
framed by stiles and rails as in a door (or cabinet door), or
fitted into grooves of thicker material with molded edges for
decorative wall treatment.
Paper, building- A general term for papers, felts, and similar
sheet materials used in buildings without reference to their
properties or uses. Generally comes in long rolls.
Parapet- A wall placed at the edge of a roof to prevent people
from falling off.
Parting stop or strip- A small wood piece used in the side and
head jambs of double hung windows to separate the upper sash
from the lower sash.
Particle board- Plywood substitute made of course sawdust that
is mixed with resin and pressed into sheets. Used for closet
shelving, floor underlayment, stair treads, etc.
Partition- A wall that subdivides spaces within any story of a
building or room.
Paver, paving- Materials—commonly masonry—laid down to make a
firm, even surface.
Payment schedule- A pre-agreed upon schedule of payments to a
contractor usually based upon the amount of work completed. Such
a schedule may include a deposit prior to the start of work.
There may also be a temporary 'retainer' (5-10% of the total
cost of the job) at the end of the contract for correcting any
small items which have not been completed or repaired.
Pedestal- A metal box installed at various locations along
utility easements that contain electrical, telephone, or cable
television switches and connections.
Penalty clause - A provision in a contract that provides for a
reduction in the amount otherwise payable under a contract to a
contractor as a penalty for failure to meet deadlines or for
failure of the project to meet contract specifications.
Penny- As applied to nails, it originally indicated the price
per hundred. The term now series as a measure of nail length and
is abbreviated by the letter "d". Normally, 16d (16 "penny")
nails are used for framing
Percolation test or perc. test- Tests that a soil engineer
performs on earth to determine the feasibility of installing a
leech field type sewer system on a lot. A test to determine if
the soil on a proposed building lot is capable of absorbing the
liquid affluent from a septic system.
Performance bond- An amount of money (usually 10% of the total
price of a job) that a contractor must put on deposit with a
governmental agency as an insurance policy that guarantees the
contractors' proper and timely completion of a project or job.
Perimeter drain- 3" or 4" perforated plastic pipe that goes
around the perimeter (either inside or outside) of a foundation
wall (before backfill) and collects and diverts ground water
away from the foundation. Generally, it is "daylighted" into a
sump pit inside the home, and a sump pump is sometimes inserted
into the pit to discharge any accumulation of water.
Permeability- A measure of the ease with which water penetrates
a material.
Permit - A governmental municipal authorization to perform a
building process as in:
- Zoning/Use permit - Authorization to use a property for a
specific use e.g. a garage, a single family residence etc.
- Demolition permit - Authorization to tear down and remove an
existing structure.
- Grading permit - Authorization to change the contour of the
land.
- Septic permit - A health department authorization to build or
modify a septic system.
- Building permit - Authorization to build or modify a
structure.
- Electrical permit - A separate permit required for most
electrical work.
- Plumbing permit - A separate permit required for new plumbing
and larger modifications of existing plumbing systems.
Pigtails, electrical- The electric cord that the electrician
provides and installs on an appliance such as a garbage
disposal, dishwasher, or range hood.
Pier- A column of masonry, usually rectangular in horizontal
cross section, used to support other structural members. Also
see Caisson.
Pigment- A powdered solid used in paint or enamel to give it a
color.
Pilot hole- A small-diameter, pre-drilled hole that guides a
nail or screw.
Pilot light- A small, continuous flame (in a hot water heater,
boiler, or furnace) that ignites gas or oil burners when needed.
Pitch- The incline slope of a roof or the ratio of the total
rise to the total width of a house, i.e., a 6-foot rise and
24-foot width is a one-fourth pitch roof. Roof slope is
expressed in the inches of rise, per foot of horizontal run.
PITI - Principal, interest, taxes and insurance (the four major
components of monthly housing payments).
Plan view- Drawing of a structure with the view from overhead,
looking down.
Plate- Normally a 2 X 4 or 2 X 6 that lays horizontally within a
framed structure, such as:
- Sill plate- A horizontal member anchored to a concrete or
masonry wall.
- Sole plate- Bottom horizontal member of a frame wall.
- Top plate- Top horizontal member of a frame wall supporting
ceiling joists, rafters, or other members.
Plan view- Drawing of a structure with the view from overhead,
looking down.
Plenum- The main hot-air supply duct leading from a furnace.
Plot plan- An overhead view plan that shows the location of the
home on the lot. Includes all easements, property lines, set
backs, and legal descriptions of the home. Provided by the
surveyor.
Plough, plow- To cut a lengthwise groove in a board or plank. An
exterior handrail normally has a ploughed groove for hand
gripping purposes
Plumb- Exactly vertical and perpendicular.
Plumb bob- A lead weight attached to a string. It is the tool
used in determining plumb.
Plumbing boots- Metal saddles used to strengthen a bearing
wall/vertical stud(s) where a plumbing drain line has been cut
through and installed.
Plumbing ground- The plumbing drain and waste lines that are
installed beneath a basement floor.
Plumbing jacks- Sleeves that fit around drain and waste vent
pipes at, and are nailed to, the roof sheeting.
Plumbing rough- Work performed by the plumbing contractor after
the Rough Heat is installed. This work includes installing all
plastic ABS drain and waste lines, copper water lines, bath
tubs, shower pans, and gas piping to furnaces and fireplaces.
Lead solder should not be used on copper piping.
Plumbing stack- A plumbing vent pipe that penetrates the roof.
Plumbing trim- Work performed by the plumbing contractor to get
the home ready for a final plumbing inspection. Includes
installing all toilets (water closets), hot water heaters,
sinks, connecting all gas pipe to appliances, disposal,
dishwasher, and all plumbing items.
Plumbing waste line- Plastic pipe used to collect and drain
sewage waste.
Ply- A term to denote the number of layers of roofing felt,
veneer in plywood, or layers in built-up materials, in any
finished piece of such material.
Plywood- A panel (normally 4' X 8') of wood made of three or
more layers of veneer, compressed and joined with glue, and
usually laid with the grain of adjoining plies at right angles
to give the sheet strength.
Point load- A point where a bearing/structural weight is
concentrated and transferred to the foundation.
Portland cement- Cement made by heating clay and crushed
limestone into a brick and then grinding to a pulverized powder
state.
Post- A vertical framing member usually designed to carry a
beam. Often a 4" x 4", a 6" x 6", or a metal pipe with a flat
plate on top and bottom.
Post-and-beam- A basic building method that uses just a few
hefty posts and beams to support an entire structure. Contrasts
with stud framing.
Power vent- A vent that includes a fan to speed up air flow.
Often installed on roofs.
Premium- Amount payable on a loan.
Preservative-. Any pesticide substance that, for a reasonable
length of time, will prevent the action of wood-destroying
fungi, insect borers, and similar destructive agents when the
wood has been properly coated or impregnated with it. Normally
an arsenic derivative. Chromated Copper Arsenate (CCA) is an
example.
Pressure Relief Valve (PRV)- A device mounted on a hot water
heater or boiler which is designed to release any high steam
pressure in the tank to prevent tank explosions.
Pressure-treated wood- Lumber that has been saturated with a
preservative.
Primer- The first, base coat of paint when a paint job consists
of two or more coats. A first coating formulated to seal raw
surfaces and holding succeeding finish coats.
Principal- The original amount of the loan, the capital.
Property survey- A survey to determine the boundaries of your
property. The cost depends on the complexity of the survey.
P trap- Curved, "U" section of drain pipe that holds a water
seal to prevent sewer gasses from entering the home through a
fixtures water drain.
Pump mix- Special concrete that will be used in a concrete pump.
Generally, the mix has smaller rock aggregate than regular mix.
Punch list- A list of discrepancies that need to be corrected by
the contractor.
Punch out- To inspect and make a discrepancy list.
Putty- A type of dough used in sealing glass in the sash,
filling small holes and crevices in wood, and for similar
purposes.
PVC or CPVC - Poly Vinyl Chloride-A type of white or light gray
plastic pipe sometimes used for water supply lines and waste
pipe.
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Quarry tile- A man-made or machine-made clay tile used to finish
a floor or wall. Generally 6" X 6" X 1/4" thick .
Quarter round- A small trim molding that has the cross section
of a quarter circle.
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Rabbet- A rectangular longitudinal groove cut in the corner edge
of a board or plank.
Radiant heating- A method of heating, usually consisting of a
forced hot water system with pipes placed in the floor, wall, or
ceiling. Also electrically heated panels.
Radiation- Energy transmitted from a heat source to the air
around it. Radiators actually depend more on convection than
radiation.
Radon- A naturally-occurring, heavier than air, radioactive gas
common in many parts of the country. Radon gas exposure is
associated with lung cancer. Mitigation measures may involve
crawl space and basement venting and various forms of vapor
barriers.
Radon system- A ventilation system beneath the floor of a
basement and/or structural wood floor and designed to fan
exhaust radon gas to the outside of the home
Rafter- Lumber used to support the roof sheeting and roof loads.
Generally, 2 X 10's and 2 X 12's are used. The rafters of a flat
roof are sometimes called roof joists.
Rafter, hip- A rafter that forms the intersection of an external
roof angle.
Rafter, valley- A rafter that forms the intersection of an
internal roof angle. The valley rafter is normally made of
double 2-inch-thick members.
Rail- Cross members of panel doors or of a sash. Also, a wall or
open balustrade placed at the edge of a staircase, walkway
bridge, or elevated surface to prevent people from falling off.
Any relatively lightweight horizontal element, especially those
found in fences (split rail).
Railroad tie- Black, tar and preservative impregnated, 6" X 8"
and 6'-8' long wooden timber that was used to hold railroad
track in place. Normally used as a member of a retaining wall.
Rake- Slope or slanted.
Rake fascia- The vertical face of the sloping end of a roof
eave.
Rake siding- The practice of installing lap siding diagonally
Ranch- A single story, one level home.
Ready mixed concrete- Concrete mixed at a plant or in trucks en
route to a job and delivered ready for placement.
Rebar, reinforcing bar- Ribbed steel bars installed in foundation
concrete walls, footers, and poured in place concrete structures
designed to strengthen concrete. Comes in various thickness' and
strength grade.
Receptacle- An electrical outlet. A typical household will have
many 120 volt receptacles for plugging in lams and appliances
and 240 volt receptacles for the range, clothes dryer, air
conditioners, etc.
Recording fee - A charge for recording the transfer of a
property, paid to a city, county, or other appropriate branch of
government.
Redline, red lined prints- Blueprints that reflect changes and
that are marked with red pencil.
Reducer- A fitting with different size openings at either end
and used to go from a larger to a smaller pipe.
Reflective insulation- Sheet material with one or both faces
covered with aluminum foil.
Refrigerant- A substance that remains a gas at low temperatures
and pressure and can be used to transfer heat. Freon is an
example and is used in air conditioning systems.
Register- A grill placed over a heating duct or cold air return.
Reglaze- To replace a broken window.
Relief valve- A device designed to open if it detects excess
temperature or pressure.
Remote- Remote electrical, gas, or water meter digital readouts
that are installed near the front of the home in order for
utility companies to easily read the home owners usage of the
service.
Retaining wall- A structure that holds back a slope and prevents
erosion.
Retentions- Amounts withheld from progress billings until final
and satisfactory project completion.
R factor or value- A measure of a materials resistance to the
passage of heat. New homewalls are usually insulated with 4" of
batt insulation with an R value of R-13, and a ceiling
insulation of R-30.
Ribbon (girt)- Normally a 1 X 4 board let into the studs
horizontally to support the ceiling or second-floor joists.
Ridge- The horizontal line at the junction of the top edges of
two sloping roof surfaces.
Ridge board- The board placed on the ridge of the roof onto
which the upper ends of other rafters are fastened.
Ridge shingles- Shingles used to cover the ridge board.
Rim joist- A joist that runs around the perimeter of the floor
joists and home.
Rise- The vertical distance from the eaves line to the ridge.
Also the vertical distance from stair tread to stair tread (and
not to exceed 7 ½").
Riser- Each of the vertical boards closing the spaces between
the treads of stairways.
Riser and panel- The exterior vertical pipe (riser) and metal
electric box (panel) the electrician provides and installs at
the "Rough Electric" stage.
Road base- A aggregate mixture of sand and stone.
Rock 1, 2, 3- When referring to drywall, this means to install
drywall to the walls and ceilings (with nails and screws), and
before taping is performed.
Roll, rolling- To install the floor joists or trusses in their
correct place. (To "roll the floor" means to install the floor
joists).
Romex- A name brand of nonmetallic sheathed electrical cable
that is used for indoor wiring.
Roll roofing- Asphalt roofing products manufactured in roll
form. 36-inch wide rolls with and 108 square feet of material.
Weights are generally 45 to 90 pounds per roll.
Romex- A name brand of nonmetallic sheathed electrical cable
that is used for indoor wiring.
Roof jack- Sleeves that fit around the black plumbing waste vent
pipes at, and are nailed to, the roof sheeting.
Roof joist- The rafters of a flat roof. Lumber used to support
the roof sheeting and roof loads. Generally, 2 X 10's and 2 X
12's are used.
Roof sheathing or sheeting- The wood panels or sheet material
fastened to the roof rafters or trusses on which the shingle or
other roof covering is laid.
Roof valley- The "V" created where two sloping roofs meet.
Rough opening- The horizontal and vertical measurement of a
window or door opening before drywall or siding is installed.
Rough sill- The framing member at the bottom of a rough opening
for a window. It is attached to the cripple studs below the
rough opening.
Roughing-in- The initial stage of a plumbing, electrical,
heating, carpentry, and/or other project, when all components
that won't be seen after the second finishing phase are
assembled. See also Heat Rough, Plumbing Rough, and Electrical
Rough.
Run, roof - The horizontal distance from the eaves to a point
directly under the ridge. One half the span.
Run, stair- the horizontal distance of a stair tread from the
nose to the riser.
R Value- A measure of insulation. A measure of a materials
resistance to the passage of heat. The higher the R value, the
more insulating "power" it has. For example, typical new home's
walls are usually insulated with 4" of batt insulation with an R
value of R-13, and a ceiling insulation of R-30.
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Saddle- A small second roof built behind the back side of a
fireplace chimney to divert water around the chimney. Also, the
plate at the bottom of some—usually exterior—door openings.
Sometimes called a threshold.
Sack mix- The amount of Portland cement in a cubic yard of
concrete mix. Generally, 5 or 6 sack is required in a foundation
wall.
Sales contract - A contract between a buyer and seller which
should explain: (1) What the purchase includes, (2) What
guarantees there are, (3) When the buyer can move in, (4) What
the closing costs are, and (5) What recourse the parties have if
the contract is not fulfilled or if the buyer cannot get a
mortgage commitment at the agreed upon time.
Sand float finish- Lime that is mixed with sand, resulting in a
textured finish on a wall.
Sanitary sewer- A sewer system designed for the collection of
waste water from the bathroom, kitchen and laundry drains, and
is usually not designed to handle storm water.
Sash- A single light frame containing one or more lights of
glass. The frame that holds the glass in a window, often the
movable part of the window.
Sash balance- A device, usually operated by a spring and
designed to hold a single hung window vent up and in place
Saturated felt- A felt which is impregnated with tar or asphalt.
Schedule (window, door, mirror)- A table on the blueprints that
list the sizes, quantities and locations of the windows, doors
and mirrors.
Scrap out- The removal of all drywall material and debris after
the home is "hung out" (installed) with drywall.
Scratch coat- The first coat of plaster, which is scratched to
form a bond for a second coat.
Screed, concrete- To level off concrete to the correct elevation
during a concrete pour.
Screed, plaster- A small strip of wood, usually the thickness of
the plaster coat, used as a guide for plastering.
Scribing- Cutting and fitting woodwork to an irregular surface.
Scupper-
- An opening for drainage in a wall, curb or parapet.
- The drain in a downspout or flat roof, usually connected
to the downspout.
Sealer- A finishing material, either clear or pigmented, that is
usually applied directly over raw wood for the purpose of
sealing the wood surface.
Seasoning- Drying and removing moisture from green wood in order
to improve its usability.
Self-sealing shingles- Shingles containing factory-applied
strips or spots of self-sealing adhesive.
Semigloss paint or enamel- A paint or enamel made so that its
coating, when dry, has some luster but is not very glossy.
Bathrooms and kitchens are normally painted semi-gloss
Septic system- An on site waste water treatment system. It
usually has a septic tank which promotes the biological
digestion of the waste, and a drain field which is designed to
let the left over liquid soak into the ground. Septic systems
and permits are usually sized by the number of bedrooms in a
house.
Service entrance panel- Main power cabinet where electricity
enters a home wiring system.
Service equipment- Main control gear at the service entrance,
such as circuit breakers, switches, and fuses.
Service lateral- Underground power supply line.
Setback Thermostat- A thermostat with a clock which can be
programmed to come on or go off at various temperatures and at
different times of the day/week. Usually used as the heating or
cooling system thermostat.
Settlement- Shifts in a structure, usually caused by freeze-thaw
cycles underground.
Sewage ejector- A pump used to 'lift' waste water to a gravity
sanitary sewer line. Usually used in basements and other
locations which are situated bellow the level of the side sewer.
Sewer lateral- The portion of the sanitary sewer which connects
the interior waste water lines to the main sewer lines. The side
sewer is usually buried in several feet of soil and runs from
the house to the sewer line. It is usually 'owned' by the sewer
utility, must be maintained by the owner and may only be
serviced by utility approved contractors. Sometimes called side
sewer.
Sewer stub- The junction at the municipal sewer system where the
home's sewer line is connected.
Sewer tap- The physical connection point where the home's sewer
line connects to the main municipal sewer line.
Shake- A wood roofing material, normally cedar or redwood.
Produced by splitting a block of the wood along the grain line.
Modern shakes are sometimes machine sawn on one side. See
shingle.
Shear block- Plywood that is face nailed to short (2 X 4's or 2
X 6's) wall studs (above a door or window, for example). This is
done to prevent the wall from sliding and collapsing.
Sheathing, sheeting- The structural wood panel covering, usually OSB or plywood, used over studs, floor joists or rafters/trusses
of a structure.
Shed roof- A roof containing only one sloping plane.
Sheet metal work- All components of a house employing sheet
metal, such as flashing, gutters, and downspouts.
Sheet metal duct work- The heating system. Usually round or
rectangular metal pipes and sheet metal (for Return Air) and
installed for distributing warm (or cold) air from the furnace
to rooms in the home.
Sheet rock- Drywall-Wall board or gypsum- A manufactured panel
made out of gypsum plaster and encased in a thin cardboard.
Usually 1/2" thick and 4' x 8' or 4' x 12' in size. The 'joint
compound'. 'Green board' type drywall has a greater resistance
to moisture than regular (white) plasterboard and is used in
bathrooms and other "wet areas".
Shim- A small piece of scrap lumber or shingle, usually wedge
shaped, which when forced behind a furring strip or framing
member forces it into position. Also used when installing doors
and placed between the door jamb legs and 2 X 4 door trimmers.
Metal shims are wafer 1 1/2" X 2" sheet metal of various
thickness' used to fill gaps in wood framing members, especially
at bearing point locations.
Shingles- Roof covering of asphalt. asbestos, wood, tile, slate,
or other material cut to stock lengths, widths, and thickness'.
Shingles, siding- Various kinds of shingles, used over sheathing
for exterior wall covering of a structure.
Short circuit- A situation that occurs when hot and neutral
wires come in contact with each other. Fuses and circuit
breakers protect against fire that could result from a short.
Shutter- Usually lightweight louvered decorative frames in the
form of doors located on the sides of a window. Some shutters
are made to close over the window for protection.
Side sewer- The portion of the sanitary sewer which connects the
interior waste water lines to the main sewer lines. The side
sewer is usually buried in several feet of soil and runs from
the house to the sewer line. It is usually 'owned' by the sewer
utility, must be maintained by the owner and may only be
serviced by utility approved contractors. Sometimes called sewer
lateral.
Siding- The finished exterior covering of the outside walls of a
frame building.
Siding, (lap siding)- Slightly wedge-shaped boards used as
horizontal siding in a lapped pattern over the exterior
sheathing. Varies in butt thickness from ½ to ¾ inch and in
widths up to 12".
Sill-
- The 2 X 4 or 2 X 6 wood plate framing member that lays
flat against and bolted to the foundation wall (with anchor
bolts) and upon which the floor joists are installed. Normally
the sill plate is treated lumber.
- The member forming the lower side of an opening, as a door
sill or window sill.
Sill cock- An exterior water faucet (hose bib).
Sill plate (mudsill)- Bottom horizontal member of an exterior
wall frame which rests on top a foundation, sometimes called
mudsill. Also sole plate, bottom member of an interior wall
frame.
Sill seal- Fiberglass or foam insulation installed between the
foundation wall and sill (wood) plate. Designed to seal any
cracks or gaps.
Single hung window- A window with one vertically sliding sash or
window vent.
Skylight- A more or less horizontal window located on the roof
of a building.
Slab, concrete- Concrete pavement, i.e. driveways, garages, and
basement floors.
Slab, door- A rectangular door without hinges or frame.
Slab on grade- A type of foundation with a concrete floor which
is placed directly on the soil. The edge of the slab is usually
thicker and acts as the footing for the walls.
Slag- Concrete cement that sometimes covers the vertical face of
the foundation void material.
Sleeper- Usually, a wood member embedded in concrete, as in a
floor, that serves to support and to fasten the subfloor or
flooring.
Sleeve(s)- Pipe installed under the concrete driveway or
sidewalk, and that will be used later to run sprinkler pipe or
low voltage wire.
Slope- The incline angle of a roof surface, given as a ratio of
the rise (in inches) to the run (in feet). See also pitch.
Slump- The "wetness" of concrete. A 3 inch slump is dryer and
stiffer than a 5 inch slump.
Soffit- The area below the eaves and overhangs. The underside
where the roof overhangs the walls. Usually the underside of an
overhanging cornice.
Soil pipe- A large pipe that carries liquid and solid wastes to
a sewer or septic tank.
Soil stack- A plumbing vent pipe that penetrates the roof.
Sole plate- The bottom, horizontal framing member of a wall
that's attached to the floor sheeting and vertical wall studs.
Solid bridging- A solid member placed between adjacent floor
joists near the center of the span to prevent joists or rafters
from twisting.
Sonotube- Round, large cardboard tubes designed to hold wet
concrete in place until it hardens.
Sound attenuation- Sound proofing a wall or subfloor, generally
with fiberglass insulation.
Space heat- Heat supplied to the living space, for example, to a
room or the living area of a building.
Spacing- The distance between individual members or shingles in
building construction.
Span- The clear distance that a framing member carries a load
without support between structural supports. The horizontal
distance from eaves to eaves.
Spec home- A house built before it is sold. The builder
speculates that he can sell it at a profit.
Specifications or Specs- A narrative list of materials, methods,
model numbers, colors, allowances, and other details which
supplement the information contained in the blue prints. Written
elaboration in specific detail about construction materials and
methods. Written to supplement working drawings.
Splash block- Portable concrete (or vinyl) channel generally
placed beneath an exterior sill cock (water faucet) or downspout
in order to receive roof drainage from downspouts and to divert
it away from the building.
Square- A unit of measure-100 square feet-usually applied to
roofing and siding material. Also, a situation that exists when
two elements are at right angles to each other. Also a tool for
checking this.
Square-tab shingles- Shingles on which tabs are all the same
size and exposure.
Squeegie- Fine pea gravel used to grade a floor (normally before
concrete is placed).
Stack (trusses)- To position trusses on the walls in their
correct location.
Standard practices of the trade(s)- One of the more common basic
and minimum construction standards. This is another way of
saying that the work should be done in the way it is normally
done by the average professional in the field.
Starter strip- Asphalt roofing applied at the eaves that
provides protection by filling in the spaces under the cutouts
and joints of the first course of shingles.
Stair carriage or stringer- Supporting member for stair treads.
Usually a 2 X 12 inch plank notched to receive the treads;
sometimes called a "rough horse."
Stair landing- A platform between flights of stairs or at the
termination of a flight of stairs. Often used when stairs change
direction. Normally no less than 3 ft. X 3 ft. square.
Stair rise- The vertical distance from stair tread to stair
tread (and not to exceed 7 ½").
Static vent- A vent that does not include a fan.
STC (Sound Transmission Class)- The measure of sound stopping of
ordinary noise.
Steel inspection- A municipal and/or engineers inspection of the
concrete foundation wall, conducted before concrete is poured
into the foundation panels. Done to insure that the rebar
(reinforcing bar), rebar nets, void material, beam pocket
plates, and basement window bucks are installed and wrapped with
rebar and complies with the foundation plan.
Step flashing- Flashing application method used where a vertical
surface meets a sloping roof plane. 6" X 6" galvanized metal
bent at a 90 degree angle, and installed beneath siding and over
the top of shingles. Each piece overlaps the one beneath it the
entire length of the sloping roof (step by step).
Stick built- A house built without prefabricated parts. Also
called conventional building.
Stile- An upright framing member in a panel door.
Stool- The flat molding fitted over the window sill between
jambs and contacting the bottom rail of the lower sash. Also
another name for toilet.
Stop box- Normally a cast iron pipe with a lid (@ 5" in
diameter) that is placed vertically into the ground, situated
near the water tap in the yard, and where a water cut-off valve
to the home is located (underground). A long pole with a special
end is inserted into the curb stop to turn off/on the water.
Stop Order- A formal, written notification to a contractor to
discontinue some or all work on a project for reasons such as
safety violations, defective materials or workmanship, or
cancellation of the contract.
Stops- Moldings along the inner edges of a door or window frame.
Also valves used to shut off water to a fixture.
Stop valve- A device installed in a water supply line, usually
near a fixture, that permits an individual to shut off the water
supply to one fixture without interrupting service to the rest
of the system.
Storm sash or storm window-. An extra window usually placed
outside of an existing one, as additional protection against
cold weather.
Storm sewer- A sewer system designed to collect storm water and
is separated from the waste water system.
Story- That part of a building between any floor or between the
floor and roof.
Strike- The plate on a door frame that engages a latch or dead
bolt.
String, stringer- A timber or other support for cross members in
floors or ceilings. In stairs, the supporting member for stair
treads. Usually a 2 X 12 inch plank notched to receive the
treads
Strip flooring- Wood flooring consisting of narrow, matched
strips.
Structural floor- A framed lumber floor that is installed as a
basement floor instead of concrete. This is done on very
expansive soils.
Stub, stubbed- To push through.
Stucco- Refers to an outside plaster finish made with Portland
cement as its base.
Stud- A vertical wood framing member, also referred to as a wall
stud, attached to the horizontal sole plate below and the top
plate above. Normally 2 X 4's or 2 X 6's, 8' long (sometimes 92
5/8"). One of a series of wood or metal vertical structural
members placed as supporting elements in walls and partitions.
Stud framing- A building method that distributes structural
loads to each of a series of relatively lightweight studs.
Contrasts with post-and-beam.
Stud shoe- A metal, structural bracket that reinforces a
vertical stud. Used on an outside bearing wall where holes are
drilled to accommodate a plumbing waste line.
Subfloor- The framing components of a floor to include the sill
plate, floor joists, and deck sheeting over which a finish floor
is to be laid.
Sump- Pit or large plastic bucket/barrel inside the home
designed to collect ground water from a perimeter drain system.
Sump pump- A submersible pump in a sump pit that pumps any
excess ground water to the outside of the home.
Suspended ceiling- A ceiling system supported by hanging it from
the overhead structural framing.
Sway brace- Metal straps or wood blocks installed diagonally on
the inside of a wall from bottom to top plate, to prevent the
wall from twisting, racking, or falling over "domino" fashion.
Switch- A device that completes or disconnects an electrical
circuit.
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T & G, tongue and groove- A joint made by a tongue (a rib on one
edge of a board) that fits into a corresponding groove in the
edge of another board to make a tight flush joint. Typically,
the subfloor plywood is T & G.
Tab - The exposed portion of strip shingles defined by cutouts.
Tail beam- A relatively short beam or joist supported in a wall
on one end and by a header at the other.
Take off- The material necessary to complete a job.
Taping- The process of covering drywall joints with paper tape
and joint compound.
T bar- Ribbed, "T" shaped bars with a flat metal plate at the
bottom that are driven into the earth. Normally used chain link
fence poles, and to mark locations of a water meter pit.
Teco- Metal straps that are nailed and secure the roof rafters
and trusses to the top horizontal wall plate. Sometimes called a
hurricane clip.
Tee- A "T" shaped plumbing fitting.
Tempered- Strengthened. Tempered glass will not shatter nor
create shards, but will "pelletize" like an automobile window.
Required in tub and shower enclosures and locations, entry door
glass and sidelight glass, and in a windows when the window sill
is less than 16" to the floor.
Termites- Wood eating insects that superficially resemble ants
in size and general appearance, and live in colonies.
Termite shield- A shield, usually of galvanized metal, placed in
or on a foundation wall or around pipes to prevent the passage
of termites.
Terra cotta- A ceramic material molded into masonry units.
Thermoply ™- Exterior laminated sheathing nailed to the exterior
side of the exterior walls. Normally ¼ " thick, 4 X 8 or 4 x 10
sheets with an aluminumized surface.
Thermostat- A device which relegates the temperature of a room
or building by switching heating or cooling equipment on or off.
Three-dimensional shingles- Laminated shingles. Shingles that
have added dimensionality because of extra layers or tabs,
giving a shake-like appearance. May also be called
"architectural shingles".
Threshold- The bottom metal or wood plate of an exterior door
frame. Generally they are adjustable to keep a tight fit with
the door slab.
Time and materials contract- A construction contract which
specifies a price for different elements of the work such as
cost per hour of labor, overhead, profit, etc. A contract which
may not have a maximum price, or may state a 'price not to
exceed'.
Tinner- Another name for the heating contractor.
Tip up- The downspout extension that directs water (from the
home's gutter system) away from the home. They typically swing
up when mowing the lawn, etc.
Title- Evidence (usually in the form of a certificate or deed)
of a person's legal right to ownership of a property.
TJI or TJ- Manufactured structural building component resembling
the letter "I". Used as floor joists and rafters. I-joists
include two key parts: flanges and webs. The flange or from of
the I joist may be made of laminated veneer lumber or
dimensional lumber, usually formed into a 1 ½" width. The web or
center of the I-joist is commonly made of plywood or oriented
strand board (OSB). Large holes can be cut in the web to
accommodate duct work and plumbing waste lines. I-joists are
available in lengths up to 60'' long.
Toenailing- To drive a nail in at a slant. Method used to secure
floor joists to the plate.
Top chord- The upper or top member of a truss.
Top plate- Top horizontal member of a frame wall supporting
ceiling joists, rafters, or other members.
Transmitter (garage door)- The small, push button device that
causes the garage door to open or close.
Trap- A plumbing fitting that holds water to prevent air, gas,
and vermin from backing up into a fixture.
Tread- The walking surface board in a stairway on which the foot
is placed.
Treated lumber- A wood product which has been impregnated with
chemical pesticides such as CCA (Chromated Copper Arsenate) to
reduce damage from wood rot or insects. Often used for the
portions of a structure which are likely to be in contact with
soil and water. Wood may also be treated with a fire retardant.
Trim (plumbing, heating, electrical)- The work that the
"mechanical" contractors perform to finish their respective
aspects of work, and when the home is nearing completion and
occupancy.
Trim-
- Interior- The finish materials in a building, such as
moldings applied around openings (window trim, door trim) or
at the floor and ceiling of rooms (baseboard, cornice, and
other moldings). Also, the physical work of installing
interior doors and interior woodwork, to include all
handrails, guardrails, stair way balustrades, mantles, light
boxes, base, door casings, cabinets, countertops, shelves,
window sills and aprons, etc.
- Exterior- The finish materials on the exterior a building,
such as moldings applied around openings (window trim, door
trim), siding, windows, exterior doors, attic vents, crawl
space vents, shutters, etc. Also, the physical work of
installing these materials
Trimmer- The vertical stud that supports a header at a door,
window, or other opening.
Truss- An engineered and manufactured roof support member with "zig-zag"
framing members. Does the same job as a rafter but is designed
to have a longer span than a rafter.
Tub trap- Curved, "U" shaped section of a bath tub drain pipe
that holds a water seal to prevent sewer gasses from entering
the home through tubs water drain.
Turnkey- A term used when the subcontractor provides all
materials (and labor) for a job.
Turpentine- A petroleum, volatile oil used as a thinner in
paints and as a solvent in varnishes
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UL (Underwriters' Laboratories)- An independent testing agency
that checks electrical devices and other components for possible
safety hazards.
Undercoat- A coating applied prior to the finishing or top coats
of a paint job. It may be the first of two or the second of
three coats. Sometimes called the Prime coat.
Underground plumbing- The plumbing drain and waste lines that
are installed beneath a basement floor.
Underlayment- A ¼" material placed over the subfloor plywood
sheeting and under finish coverings, such as vinyl flooring, to
provide a smooth, even surface. Also a secondary roofing layer
that is waterproof or water-resistant, installed on the roof
deck and beneath shingles or other roof-finishing layer.
Union- A plumbing fitting that joins pipes end-to-end so they
can be dismantled.
Utility easement- The area of the earth that has electric, gas,
or telephone lines. These areas may be owned by the homeowner,
but the utility company has the legal right to enter the area as
necessary to repair or service the lines.
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Valley- The "V" shaped area of a roof where two sloping roofs
meet. Water drains off the roof at the valleys.
Valley flashing- Sheet metal that lays in the "V" area of a roof
valley.
Valuation- An inspection carried out for the benefit of the
mortgage lender to ascertain if a property is a good security
for a loan.
Valuation fee- The fee paid by the prospective borrower for the
lender's inspection of the property. Normally paid upon loan
application.
Vapor barrier- A building product installed on exterior walls
and ceilings under the drywall and on the warm side of the
insulation. It is used to retard the movement of water vapor
into walls and prevent condensation within them. Normally,
polyethylene plastic sheeting is used.
Variable rate- An interest rate that will vary over the term of
the loan.
Veneer- Extremely thin sheets of wood. Also a thin slice of wood
or brick or stone covering a framed wall.
Vent- A pipe or duct which allows the flow of air and gasses to
the outside. Also, another word for the moving glass part of a
window sash, i.e. window vent.
Vermiculite- A mineral used as bulk insulation and also as
aggregate in insulating and acoustical plaster and in insulating
concrete floors.
Veterans Administration (VA)- A federal agency that insures
mortgage loans with very liberal down payment requirements for
honorably discharged veterans and their surviving spouses.
Visqueen- A 4 mil or 6 mil plastic sheeting.
Void- Cardboard rectangular boxes that are installed between the
earth (between caissons) and the concrete foundation wall. Used
when expansive soils are present.
Voltage- A measure of electrical potential. Most homes are wired
with 110 and 220 volt lines. The 110 volt power is used for
lighting and most of the other circuits. The 220 volt power is
usually used for the kitchen range, hot water heater and dryer.
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Wafer board - A manufactured wood panel made out of 1"- 2" wood
chips and glue. Often used as a substitute for plywood in the
exterior wall and roof sheathing.
Walk-Through- A final inspection of a home before "Closing" to
look for and document problems that need to be corrected.
Wall out- When a painter spray paints the interior of a home.
Warping- Any distortion in a material.
Warranty- In construction there are two general types of
warranties. One is provided by the manufacturer of a product
such as roofing material or an appliance. The second is a
warranty for the labor. For example, a roofing contract may
include a 20 year material warranty and a 5 year labor warranty.
Many new homebuilders provide a one year warranty. Any major
issue found during the first year should be communicated to the
builder immediately. Small items can be saved up and presented
to the builder for correction periodically through the first
year after closing.
Waste pipe and vent- Plumbing plastic pipe that carries waste
water to the municipal sewage system.
Water board- Water resistant drywall to be used in tub and
shower locations. Normally green or blue colored
Water closet- Another name for toilet.
Water meter pit (or vault)- The box /cast iron bonnet and
concrete rings that contains the water meter.
Water-repellent preservative- A liquid applied to wood to give
the wood water repellant properties
Water table- The location of the underground water, and the
vertical distance from the surface of the earth to this
underground water.
Water tap- The connection point where the home water line
connects to the main municipal water system.
Watt- A measure of the electrical requirement of an appliance
calculated by multiplying the voltage times the amperage. For
example: a 150 watt light bulb which uses 110 volt power needs a
little less than 1 amp (110 volts X 1 amp= 110 watts).
W C- An abbreviation for water closet (toilet).
Weatherization- Work on a building exterior in order to reduce
energy consumption for heating or cooling. Work involving adding
insulation, installing storm windows and doors, caulking cracks
and putting on weather-stripping.
Weatherstrip- Narrow sections of thin metal or other material
installed to prevent the infiltration of air and moisture around
windows and doors.
Weep holes- Small holes in storm window frames that allow
moisture to escape.
Whole house fan- A fan designed to move air through and out of a
home and normally installed in the ceiling.
Wind bracing- Metal straps or wood blocks installed diagonally
on the inside of a wall from bottom to top plate, to prevent the
wall from twisting, racking, or falling over "domino" fashion.
Window buck- Square or rectangular box that is installed within
a concrete foundation or block wall. A window will eventually be
installed in this "buck" during the siding stage of construction
Window frame- The stationary part of a window unit; window sash
fits into the window frame.
Window sash- The operating or movable part of a window; the sash
is made of window panes and their border.
Wire nut- A plastic device used to connect bare wires together.
Wonderboard ™- A panel made out of concrete and fiberglass
usually used as a ceramic tile backing material. Commonly used
on bathtub decks.
Wrapped drywall- Areas that get complete drywall covering, as in
the doorway openings of bifold and bipass closet doors.
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Y- A "Y" shaped plumbing fitting.
Yard of concrete- One cubic yard of concrete is 3' X 3' X 3' in
volume, or 27 cubic feet. One cubic yard of concrete will pour
80 square feet of 3 ½" sidewalk or basement/garage floor.
Yoke- The location where a home's water meter is sometimes
installed between two copper pipes, and located in the water
meter pit in the yard.
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Z-bar flashing- Bent, galvanized metal flashing that's installed
above a horizontal trim board of an exterior window, door, or
brick run. It prevents water from getting behind the trim/brick
and into the home.
Zone- The section of a building that is served by one heating or
cooling loop because it has noticeably distinct heating or
cooling needs. Also, the section of property that will be
watered from a lawn sprinkler system.
Zone valve- A device, usually placed near the heater or cooler,
which controls the flow of water or steam to parts of the
building; it is controlled by a zone thermostat.
Zoning- A governmental process and specification which limits
the use of a property e.g. single family use, high rise
residential use, industrial use, etc. Zoning laws may limit
where you can locate a structure. Also see building codes.
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